Perq Insights

Overview

Overview

A dedicated view for comparing cards, rewards, and benefits.

This section brings together the card catalog, reward maps, benefit visibility, and card-selection signals in one focused workspace.

Modeled cards
8
Issuers
7
Premium cards
6
Fee benchmark
$97

Average annual fee across the current tracked catalog.

Coverage
Cards, rewards, and benefits

Perq is structured around practical card comparison rather than issuer marketing copy.

Data path
Live API-backed catalog

Card surfaces can pull live catalog data from the backend while preserving editorial fallbacks where needed.

Active signals

Benefit and fee moments worth visualizing well

RBC Avion Visa Infinite
Fee renewal watch

Annual fee lands soon. Re-check travel value before the next renewal cycle.

American Express Cobalt
Unused travel credit

Strong cards lose value quickly when credits and transfer opportunities sit idle.

Tangerine Money-Back
Category drift

Custom category cards only work if the category setup still matches actual spending.